What to Know About Vision Insurance Copays
Materials Only provides standard lenses and frames from a high quality selection that is covered in full after the applicable copay. Or the employee or dependent can choose to receive a generous allowance towards the purchase of contacts in lieu of frames and lenses. Maricopa County offers a vision plan through Avesis to help pay for routine vision services and materials. When you use an Avesis provider, you pay a copay and then many services are covered at 100% up to the plan allowance. If you use an out-of-network provider, you will be required to pay the full amount of your vision care bill at the time. The term 'vision insurance' is commonly used to describe health and wellness plans designed to reduce your costs for routine preventive eye care and prescription eyewear (eyeglasses and contact lenses).Some vision plans also offer discounts on elective vision correction surgery, such as LASIK and PRK. But unlike major medical insurance policies that may provide unlimited benefits after a.
- Just over 76% of adults use either glasses or contacts according to a 2016 report by The Vision Council, with glasses costing anywhere from $50 to $1,000. Vision insurance typically covers some of the costs of services (such as eye exams) and prescription eyewear, but rarely pays for everything 100%.
- Golden Rule Insurance Company is the underwriter of these plans. This product is administered by Spectera, Inc. Individual Policy Forms VIS1-GRI, -42 and other state variations IMPORTANT: THIS POLICY CANNOT BE TERMINATED BY YOU WITHIN THE FIRST 12 MONTHS OF COVERAGE. 44276C1-G-0820 (includes: 44276-G-0820, 44276i-G-0820) Vision Plans.
You’ve likely encountered copays when using health insurance to visit a family physician or urgent care facility. Likewise, you’ll have copays when you see an eye doctor and use your vision insurance. Although copays are not new, there are a few common questions people typically ask about their vision plan copays. Here are the things you should know:
Materials Copay Vision Insurance
What is a copay?
When you visit an eye doctor, your vision copay is a fixed amount you pay for services.So when you get an eye exam, you pay a copay and your plan covers the rest. Your vision plan identifies what your copay is for vision services.
Why is a copay necessary?
Copays help you manage your budget by knowing ahead of time what you’ll have to pay during your visit.
Are copays the same for all vision insurance plans?
Copays can differ with each plan. You’ll typically find a copay for your exam, one for your glasses, and sometimes copays are associated with specific lens enhancements. That’s why it’s important to review your plan benefits.
What if I have other questions about copays or my plan?
Any time you have questions about your VSP® vision plan copays or your insurance plan in general, you can speak with our knowledgeable customer service team at 800.785.0699. Our service center is open Monday through Friday from 7a.m. to 7p.m. Central Time. We’re happy to do what we can to help you make the most of your VSP vision insurance!
Individual Vision Plan members not only love the benefits of low copays, they’re also happy about the frame coverage and provider network offered through their vision insurance plans. If you'd like to look at plans that are ideal for you and your family, visit our vision plan finder today.
Here’s what VSP Direct members have to say:
Copay Health Insurance Plans
“I work on computers every day, so to be able to get a pair of computer glasses and only have to pay the copay is excellent.”
– D. Rimes
“My old insurance didn't cover enough for designer frames. But since I've had VSP, I can choose Gucci or Bebe and not go broke in the process.”
– D. Fletcher
“There was a great selection of providers in our area, including one close to my house.”
Insurance Copay Calculator
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